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	<title>Comments on: Ask the cubicle expat: How do you handle sick days?</title>
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	<link>http://www.anti9to5guide.com/2007/02/19/ask-the-cubicle-expat-how-do-you-handle-sick-days/</link>
	<description>Practical Career Advice for Women Who Think Outside the Cube</description>
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		<title>By: charlene</title>
		<link>http://www.anti9to5guide.com/2007/02/19/ask-the-cubicle-expat-how-do-you-handle-sick-days/comment-page-1/#comment-3948</link>
		<dc:creator>charlene</dc:creator>
		<pubDate>Wed, 28 Feb 2007 04:44:03 +0000</pubDate>
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		<description>thanks everyone for the helpful responses!</description>
		<content:encoded><![CDATA[<p>thanks everyone for the helpful responses!</p>
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		<title>By: The Anti 9-to-5 Guide &#187; Speaking of sick days&#8230;</title>
		<link>http://www.anti9to5guide.com/2007/02/19/ask-the-cubicle-expat-how-do-you-handle-sick-days/comment-page-1/#comment-3915</link>
		<dc:creator>The Anti 9-to-5 Guide &#187; Speaking of sick days&#8230;</dc:creator>
		<pubDate>Tue, 27 Feb 2007 14:40:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.anti9to5guide.com/2007/02/19/ask-the-cubicle-expat-how-do-you-handle-sick-days/#comment-3915</guid>
		<description>[...] Last week Charlene asked how freelancers deal with sick days. (Answer here.) If you think self-employed people are the only working stiffs who have it rough when they&#8217;re sick, you probably didn&#8217;t see the ABC news report on Friday about how 59 million U.S. workers have no paid sick days and 86 million get no paid days off to care for a sick kid. A juicy nugget from the piece: [...]</description>
		<content:encoded><![CDATA[<p>[...] Last week Charlene asked how freelancers deal with sick days. (Answer here.) If you think self-employed people are the only working stiffs who have it rough when they&#8217;re sick, you probably didn&#8217;t see the ABC news report on Friday about how 59 million U.S. workers have no paid sick days and 86 million get no paid days off to care for a sick kid. A juicy nugget from the piece: [...]</p>
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		<title>By: Michelle Goodman</title>
		<link>http://www.anti9to5guide.com/2007/02/19/ask-the-cubicle-expat-how-do-you-handle-sick-days/comment-page-1/#comment-3548</link>
		<dc:creator>Michelle Goodman</dc:creator>
		<pubDate>Wed, 21 Feb 2007 00:48:16 +0000</pubDate>
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		<description>i&#039;m all about the rainy day cash stash. i have several months&#039; expenses on hand, which lets me sleep oh so much better... it&#039;s a relief to know that my hand-to-mouth days are (hopefully) firmly lodged in my past.

oh, and if you put the emergency fund in a money market instead of the savings account that&#039;s tied to your checking account, it&#039;s slightly harder to dip into.</description>
		<content:encoded><![CDATA[<p>i&#8217;m all about the rainy day cash stash. i have several months&#8217; expenses on hand, which lets me sleep oh so much better&#8230; it&#8217;s a relief to know that my hand-to-mouth days are (hopefully) firmly lodged in my past.</p>
<p>oh, and if you put the emergency fund in a money market instead of the savings account that&#8217;s tied to your checking account, it&#8217;s slightly harder to dip into.</p>
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		<title>By: Lauren</title>
		<link>http://www.anti9to5guide.com/2007/02/19/ask-the-cubicle-expat-how-do-you-handle-sick-days/comment-page-1/#comment-3547</link>
		<dc:creator>Lauren</dc:creator>
		<pubDate>Wed, 21 Feb 2007 00:40:13 +0000</pubDate>
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		<description>Yep, agreed with Elizabeth. And on the subject of disability insurance, that was really high on my list of, oh, let&#039;s call them &quot;Phase 2 startup costs&quot;, i.e. not the list of must-have-or-die items, but the next tier up. I figured if my livelihood was dependent on my ability to operate a computer, I&#039;d better be insured against repetitive strain disorders that could knock me (and my bank account) flat. It&#039;s pricy, but I sleep so much better at night.

Another option that was proposed to me at the time I started looking into disability insurance, was to just put money away into a rainy-day fund, and consider that your disability insurance. However, I find that a) savings accounts are kinda tempting to dip into, and b) it takes a while to build up a really substantial amount of cash, whereas with insurance you might be gobbling up several months&#039; salary at one go.</description>
		<content:encoded><![CDATA[<p>Yep, agreed with Elizabeth. And on the subject of disability insurance, that was really high on my list of, oh, let&#8217;s call them &#8220;Phase 2 startup costs&#8221;, i.e. not the list of must-have-or-die items, but the next tier up. I figured if my livelihood was dependent on my ability to operate a computer, I&#8217;d better be insured against repetitive strain disorders that could knock me (and my bank account) flat. It&#8217;s pricy, but I sleep so much better at night.</p>
<p>Another option that was proposed to me at the time I started looking into disability insurance, was to just put money away into a rainy-day fund, and consider that your disability insurance. However, I find that a) savings accounts are kinda tempting to dip into, and b) it takes a while to build up a really substantial amount of cash, whereas with insurance you might be gobbling up several months&#8217; salary at one go.</p>
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		<title>By: Michelle Goodman</title>
		<link>http://www.anti9to5guide.com/2007/02/19/ask-the-cubicle-expat-how-do-you-handle-sick-days/comment-page-1/#comment-3444</link>
		<dc:creator>Michelle Goodman</dc:creator>
		<pubDate>Tue, 20 Feb 2007 01:50:15 +0000</pubDate>
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		<description>yes, yes, yes, i agree 100%, elizabeth! and by staying on top of deadlines and perhaps even -- novel concept alert -- AHEAD of them, you strengthen your case for sick days off that much more.</description>
		<content:encoded><![CDATA[<p>yes, yes, yes, i agree 100%, elizabeth! and by staying on top of deadlines and perhaps even &#8212; novel concept alert &#8212; AHEAD of them, you strengthen your case for sick days off that much more.</p>
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		<title>By: Elizabeth</title>
		<link>http://www.anti9to5guide.com/2007/02/19/ask-the-cubicle-expat-how-do-you-handle-sick-days/comment-page-1/#comment-3442</link>
		<dc:creator>Elizabeth</dc:creator>
		<pubDate>Tue, 20 Feb 2007 01:47:24 +0000</pubDate>
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		<description>I&#039;ve been self-employed as a writer for five years and have found that strong client relationships with frequent, regular communication create the leeway for taking sick days when absolutely needed. By keeping in touch and building a foundation of trust, freelancers can establish client relationships that can accommodate occasional deadline extensions for valid reasons.</description>
		<content:encoded><![CDATA[<p>I&#8217;ve been self-employed as a writer for five years and have found that strong client relationships with frequent, regular communication create the leeway for taking sick days when absolutely needed. By keeping in touch and building a foundation of trust, freelancers can establish client relationships that can accommodate occasional deadline extensions for valid reasons.</p>
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